What Is Hashstack?

Hashstack is a permissionless and decentralized zk-native money market protocol enabling undercollateralized borrowing.

Why prefer Hashstack over other lending platforms?

Hashstack allows you to borrow up to 3 times the collateral amount, which is not offered by any other lending platforms.

How does Hashstack get its price feeds?

Hashstack uses Empiric Network to get both price and computational feeds. The Price feeds are used as a reference price for the users. Computational feeds on the other hand, are used to calculate the volatility of the assets, which in turn drives the calculation of permissible CDR.

Can we withdraw the loan amount?

Yes, you can withdraw up to 70% of your collateral amount from the loan amount. For instance, if you borrow $1000 of ETH by depositing $334 USDT, you can withdraw up to 70% of $334 (i.e., $234) into your wallet.

How will you know that your collateral is nearing liquidation?

Hashstack will send you an in-app notification to notify you when your collateral value drops below a certain threshold. You can add more collateral to your loan to prevent it from entering the distressed loan category.

What assets/tokens can I borrow?

Hashstack’s primary market will revolve around WBTC, USDT, USDC, WETH, and DAI. As the protocol evolves, new assets will be added.

How does Hashstack calculate interest rates?

Hashstack uses the asset utilization ratio to calculate the APRs for both lenders and borrowers. To know more about our interest rate model, click here.

Are we audited?

Yes, Hashstack has been audited by Certik, one of the most reliable and trusted auditing platforms in the crypto space.

What is the fee structure of the platform?